“The only thing that counts is FAITH WORKING THROUGH LOVE.” “The only thing” – it comes out as one thing, not two.
Also: “I will show you my FAITH BY MY WORKS” (e.g. providing food and clothing for those who need them).
Also: “Because he loves me, I will rescue him.”
SO if Faith (in God) and Love (toward God and neighbors) are essentially the same thing, THEN HOW IS YOUR FAITH?
(quotes from Gal 5. Jas 5. Ps 91.)